#MEAB
#Ali_Hejeij
#علي _حجيج
History
MEAB
s.a.l was founded in 1991 as a commercial bank in Lebanon. Following
the tremendous success of the founders’ business ventures developing
underserved regions of Africa, they applied their experience and
entrepreneurial skills to establish MEAB in their home country. Since
opening the first branch in Verdun, MEAB has expanded from a small,
corporate bank to a full-service bank with over 20 branches throughout
Lebanon and two in Iraq. Today the Bank enjoys a reputation for
high-quality services and standards, and a strong record of
modernization and growth.
Of
73 active banks in Lebanon today, MEAB is the fifteenth largest one by
deposits. It began with a LL40 billion portfolio but has expanded
exponentially to a portfolio estimated at LL200 billion by end of 2014.
Since 2009, the bank’s deposits have grown each year by 35-40 percent.
In 2009, Bilan banques upgraded MEAB’s ranking to Beta group.
In
its short history, MEAB has established itself quickly as a trusted and
growing bank. Over the years MEAB has been recognized by many
institutions and agencies for its established reputation as a trusted
and growing bank. In 2011, Banker Middle East awards named MEAB as the
“Fastest Growing Bank in Lebanon”. The World Finance Banking Awards
named MEAB “Best Private Bank in Lebanon” in 2012 and “Best Retail Bank
in Lebanon” in 2015.
With
the focus on achieving sustainable, profitable growth, while improving
quality services, the bank continues its domestic expansion with the
objective of expanding its distribution network and increasing its
product penetration. MEAB is doing so with its continued commitment to
compliance with local and international standards of anti-money
laundering and counter terrorism financing and FATCA, to ensure safe and
sound banking to its customers.
Prominent Awards
STP Award in Excellent Quality (2012), Commerzbank
Best Private Bank in Lebanon (2012), World Finance Banking Awards
Fastest Growing Bank in Lebanon (2012), Banker Middle East
Best Retail Bank in Lebanon (2015), World Finance Banking Awards
Retail Banking
MEAB
Retail Banking offers a comprehensive range of products and services
tailored to each target segment. Whether customers are looking for a car
or housing loan or customers would like to sign up for a credit card or
debit card plan, MEAB has the right solution. A customer support team
and network of ATMs and branches across Lebanon ensure the best customer
service. MEAB Retail Banking also offers customers comfort and
convenience with a wide selection of e-banking services.
Accounts
MEAB
offers a variety of accounts with exceptionally competitive interest
rates. To begin, MEAB provides customers convenience and control with
instant access to their money with checking and savings accounts. MEAB
also saves customers a trip to the bank with salary domiciliation
accounts that automatically place their paychecks, pensions or other
regular monthly income into a secure account. For newlyweds, MEAB
provides wedding list accounts for monetary gifts so the customer’s
family and friends can share in their celebration.
· Current accounts
· Savings accounts
· Salary domiciliation accounts
· Wedding list accounts
Loans
MEAB
offers solutions our customers need to finance their home, car,
education and other purchases with comprehensive and convenient loan
packages.
Credit Cards and Debit Cards
MEAB
opens the door to the world with credit cards and debit cards that our
customers can use at their choice of merchant, point of sale, or ATM
machine anywhere, in Lebanon or abroad. MEAB offers both MasterCard and
Visa credit cards and debit cards that are tailor-made to complement
each customer’s lifestyle. Please feel free to contact MEAB’s call
center at +961-1-879256 for 24/7 customer support.
Services
MEAB
offers our customers a number of other banking services including
automatic bill pay. With this service, our customers have the peace of
mind knowing their monthly bills, including their electricity and phone
payments, are automatically paid on time with utility bill
domiciliation. MEAB can also prepare taxes for cars and other purchases
on behalf of customers. In addition, MEAB provides safe deposit boxes to
safeguard customers’ personal effects.
· Utility bill domiciliation (electricity, phone, mobile)
· Tax payment services (car registration fee, value-added taxes)
· Safe deposit boxes
Upfront Interests for Fixed Deposits
MEAB
is now offering customers Upfront Interests for Fixed Deposits. For
more information call 71 405 403, visit any of our branches or email mousa.madi@meabank.com.
Board of Directors
Ali Hejeij, Board Chairman
Ali
Hejeij is the chairman of MEAB. A Lebanese businessman, Mr. Hejeij
previously served as the assistant general manager of Socofi, a
construction company located in the Gabonese capital, Libreville. The
company oversees the majority of key civil construction projects in
Gabon. In addition, Mr. Hejeij also served as the assistant general
manager of Seguibat, a leading civil construction company in Equatorial
Guinea.
Mr.
Hejeij received his Bachelor’s degree in Banking and Finance. Prior to
joining the MEAB board as its chairman, he had been involved with MEAB
as a shareholder. He was also the chairman of Coral Beach, a leading
hotel and resort in Beirut, Lebanon. Mr. Hejeij is fluent in Arabic,
English, French and Spanish. He lives with his family in Beirut.
Dr. Fadi Makki, Board Member
Dr.
Makki joined the Board of Directors with more than 18 years of
experience in strategy consulting, financial markets regulation and
economic and trade policy as well as organizational reform. Dr. Makki
served as Director General of the Lebanese Ministry of Economy and
Trade, and Member of the Central Council of the Banque Du Liban. He was
also Director and General Manager of Cisco Qatar and Principal and
Director at Booz & Company, in addition to serving as Advisor to the
Ministry of Finance, Economy and Trade in Qatar and the Qatar National
Food Security Program. Currently, he is a Managing Partner at Addima
Consulting, a boutique strategy consulting firm working in Lebanon and
the GCC, and Senior Fellow at Georgetown University in Qatar and the
American University of Beirut’s IFI Institute of Public Policy.
He
obtained his PhD from Cambridge University in 1997, Master’s degrees
from the London School of Economics and Hull University, BA from the
American University of Beirut and LLB from the Lebanese University.
Joseph Sarkis, Board Member
Mr.
Sarkis has held a number of public positions within Lebanon, including
serving as the country’s Minister of Tourism between 2005 and 2008. As
Minister, he coordinated with international development and tourism
organizations on several projects, including working with the United
Nations World Tourism Organization (UNWTO) to develop a strategic plan
for the recovery of Small and Medium Enterprises (SMEs) facing impacts
of war. Mr. Sarkis most recently served as Managing Director at Unicorp
International Contracting Co. in Jeddah, Saudi Arabia.
Mr.
Sarkis is fluent in Arabic, English and French and holds a degree in
Civil Engineering from the École Supérieure d’Ingénieurs de Beyrouth
(ESIB) in Lebanon.
Dr. Maher Tamim, Board Member
Dr.
Tamim served as a business and development consultant for several
companies and governors, focusing especially on planning and strategy
development. During his 33 years of experience, he worked with very
well-known local and international organizations on general management,
risk management and capacity building. Dr. Tamim held the position of
Vice President and Head of Plus Management and Development (PMD) at Plus
Properties. He worked as Head of the Capacity Building Department for a
joint project between the World Bank and Ministry of Interior and
Municipalities (MOIM) in Lebanon.
Dr.
Tamim teaches management and business courses for the BBA and MBA
levels at AUL University. He earned his PhD in management from Business
and Computer University (BCU) in collaboration with AUH in the USA, and
got his Bachelor’s and Master’s degrees in Civil Engineering from
Northeastern University of Boston, Massachusetts USA.
Ghina Haddad, Board Member
Ms.
Haddad joins the Board of Directors with over 30 years of experience in
leading American, regional and local banks, namely the Chase Manhattan
Bank, American Express Bank, National Bank of Kuwait, Arab Banking
Corporation, BankMed Group and Byblos Bank, where she held various
senior positions in credit, corporate banking, trade finance, business
development, restructuring, mergers and acquisitions and more. Lately,
she was the Chief Representative and Country Manager of Arab Banking
Corporation. She also acts as financial advisor for several private
firms.
Ms.
Haddad holds a BA in Statistics and Economics and an MBA from the
American University of Beirut. She has also participated in a large
number of advanced professional training programs at Chase Manhattan
Bank, Citibank and American Express Bank.
Ramsey Toufic Younes, Board Member
For
over four decades, Mr. Younes has been in a number of Senior and
Executive positions with Middle East Airlines Airliban. During his 41
years of service in MEA, he held Senior Management positions in
Commercial, Marketing, Sales, Civil Aviation Affairs and last held the
position of Senior Director – Head of Human Resources and Member of the
Executive Management Committee. Simultaneously, he held the position of
Chairman of the Board of Airlines Representatives in Lebanon when he
occupied the position of VP Sales in Lebanon and was President of Cedar
Jet Club of MEA, the social, sports and cultural club of the Company.
Mr. Younes is fluent in Arabic, French, English and Spanish and holds a BA in Economics from the American University of Beirut.
Mohamad El Harake, Board Member
Mr.
El Harake was Ambassador and Consul General of Lebanon to New York,
Counselor at the Embassy of Lebanon in Washington D.C. and Chief of the
America and Australia Division at the Ministry of Foreign Affairs in
Lebanon. He served also as Ambassador of Lebanon to Japan and
Switzerland. He was President of the Lebanese Delegation to multiple
international conferences, and a member of the Lebanese Delegation to
the annual sessions at the U.N. General Assembly. With over 30 years of
experience in foreign affairs, he’s a recipient of the Brooklyn Award
for Achievement and the Grand Cordon of the Rising Sun–1st category–from
Japan.
Mr.
El Harake is fluent in Arabic, English and French, and holds a degree
in French and Lebanese Laws from Saint Joseph’s University in Beirut.
Amal Sharara Saleh, Board Member
Mrs.
Amal Saleh, with 39 years of experience in the banking industry, has
been part of the MEAB team since its establishment in 1993 and
throughout the launching period. She held a number of positions within
the bank, most recently as A.G.M. and Head of Financial Markets. In her
position she manages the correspondent Banking Relations, Treasury
portfolio, FX and Capital Markets.
Prior
to MEAB she served as Deputy Manager of Mebco Bank from 1977 until
1993. Mrs. Saleh holds a Bachelors degree in Management and Marketing
from the Lebanese University and a Masters Degree in Business
Administration from Lebanese American University. She had also
participated in large number of international conferences and attended
professional training programs in Cash Management, Correspondent Banking
and Risk Management.
Walid Genadry, Board Member
Mr.
Genadry acted for 13 years as the Lebanese insurance sector
commissioner, where he developed the insurance sector supervisory
authority (ICC) from its inception. During his tenure he held several
positions at the International Association of Insurance Supervisors
(IAIS), among which member of the Executive Committee and Vice Chair of
the Implementation committee where he spearheaded the supervisory
development strategy of the association. He was elected “Distinguished
Fellow” of IAIS for his contributions. He is also the former Chair and
founder of the Arab Forum of Insurance Regulatory Commissions.
Prior
to that, he held positions at INDEVCO industrial group, Lebanon, United
Group consultants and PricewaterhouseCoopers, France and CAE
Electronics, Canada where he started his career as a flight simulation
engineer. His experience spans insurance, banking, telecommunications
and fast moving hygienic based industries.
Mr. Genadry holds an MBA from INSEAD, France and a Master’s degree in Engineering from McGill University, Canada.
http://www.meabank.com/
